Julo is an innovative financial technology that provides unsecured loans for Indonesian citizens via smartphone application basics. Julo provides easy and affordable credit access that helps people to fulfill their financial needs, improve the quality of life, and increase the country’s economy. We develop an informative website and user-friendly mobile apps for Julo. This Application help people to get an unsecured loan only by signing in to the mobile apps and complete the form and documentation. Features:- Flexible Credit Option- Multiple Payment Method- Credit Scoring- Cashback for loan- Chat CS Technology:- Full User- User data scraping- Kotlin, MVVM, RXKotlin- CicleCI- Clean git-flow- Unit testing, experimental testing- Firebase Test Lab- Third-party (LinkedIn, Facebook API)